401(k) & Retirement Calculator

Project your retirement nest egg with employer match.

Educational Tool Only: This calculator uses simplified assumptions and 2024 tax rates for general planning purposes. It does not account for credits, additional taxes (AMT, NIIT), itemized deductions, or state-specific adjustments. Results may differ from your actual tax liability or financial outcome. Always verify current rates with official sources (irs.gov) and consult a qualified licensed professional before making financial decisions.

Project your retirement nest egg based on current savings, contributions, employer match, and expected returns. Uses the 4% safe withdrawal rate to estimate retirement income.

Current Age

Retirement Age

Current Retirement Savings ($)

Your Monthly Contribution ($)

Max 401(k) contribution: $1,917/month in 2024 ($23K annual limit)

Annual Salary ($)

Employer Match (% of salary)

Expected Annual Return: 7%

Conservative (4%)Aggressive (10%+)

Your Retirement Projection

Click Calculate to project your retirement.

Fill in your details and click Calculate.